to make intelligent financial choices that suit your lifestyle
No journey is ever as easy as it seems on paper. The moment we start, we begin to encounter delays, distractions and hurdles that are unique to us - that’s part of what makes our journey distinctive. For this reason, it makes complete sense to have a team supporting us on our journey.
We believe that this is intrinsically true to our journey with our wealth - both in its creation and in its protection. The value is not always in the choices you make, but rather in the journey you take to making those decisions and the quality of the advice that helps you decide.
Our team is positioned to provide you with excellent, unparalleled financial advice and fiduciary services. Under the leadership of Hazel Glajchen, we have been providing qualified and experienced financial services for three decades.
This is not a numbers-business for us, it is, and always has been, about people. It’s about staying for that extra cup of coffee, making another phone call, and paying extra attention to what our clients value, establishing long and fruitful relationships.
From this place of trust and confidence we can work with you to make intelligent financial choices that suit your lifestyle and ensure your financial well-being; helping you live the life you would love to live.
By consistently going the extra mile, we have created successful, individualised portfolios and built an ardent, substantial client base. Without compromise, we hope to earn your confidence and continued business.
We take pride in the level of advice and service that we provide our clients.
explore | create | choose
EXPLORING YOUR NEEDS
REVIEW AND ENHANCE
ALWAYS IN THE KNOW
Empowering you to create
the choices you need to make.
Helping you choose the right products to create a portfolio that will fit the life you want to plan
Medical Cover & Gap Cover
We are able to advise on a wide and diverse range of Medical Cover and Gap Cover products that will suit almost any budget. These products range from cover for basic hospital stays through to full, comprehensive medical aids that cover consultations with doctors, medication, glasses and other medical expenses.
Retirement Planning and Provision
The sooner you begin to plan and save for your retirement, the sooner you can retire! The product most bought for this type of financial planning and provision is known as a Retirement Annuity (RA). Most companies have RA’s worked into their remuneration packages, but many don’t.
Investments & Tax Free Accounts
When it comes to investing, it’s important to have a diverse portfolio. My expert knowledge and extensive investment options allow you to truly choose the very best products available to you. From low-risk, long-term investing to high-risk, short-term strategies we can mix it up or keep it conservative: investments completely tailored to who you are and where you want to go.
Disability & Income Protection
Most households in today’s economy rely on more than one income to keep the household expenses under check, very few are able to survive on one income alone. If you were injured or disabled in some way and could no longer work, would your family be able to cope without your income?
You pay tax every month to the state, but what are you paying to provide for those that you love and care about after you have gone? Life cover should not be seen as a grudge purchase but rather as an investment into the future of your spouse and children. You work hard to provide for them now, that shouldn’t have to change in the future.
Estate planning is not only for the mega-rich. If you have assets, investment policies, risk cover and more than one potential beneficiary, then I can assist you with the planning of your estate and how it will be allocated when you pass away. An estate that is left open can cause a difficult time to be even harder for those who are left behind. Often there is more work needed on a R3m estate than on one that is worth R20m!
These products are also known as Dread Disease Cover. Advances in medical care mean that more people can now survive illnesses once thought to be fatal. However, although many individuals lead relatively normal lives, they no longer enjoy the same mobility or good health. The best medical treatment can cost you and your diminished ability to work could force you to make severe lifestyle changes.
Have you thought about what you and your family will do if you are retrenched? If it hasn’t happened to you, you probably know someone who’s been retrenched. In these tough economic times, it’s one of the most understandable fears. You want to be protected if you’re faced with retrenchment or liquidation.
Group Life, Pensions and Provident Funds remain an essential part of a well run business. I will tailor your company’s pension and provident funds for you, using the most appropriate corporate providers to tender for the risk benefits and the retirement benefits separately – ensuring cost effective and customer specific corporate benefits.
Will your business survive if you are disabled, die or become impaired or what would the consequences be if this happened to one of your partners? Together we can design flexible and comprehensive solutions to meet your business assurance needs, utilising Key-Man policies and Buy-and-Sell agreements where appropriate.
hear it from our clients
I have been a client of Hazel Glajchen for well over a decade,and regard her not only as an exceptional financial planner,but as a friend.During the period of our association,the depth of research that she has put into,not only, my portfolio,but also the much wider national and international investment climate,has been exceptional.The success of her practice has been helped by the high quality of all her associates.All of them imbued with the same level of enthusiasm in ensuring that the customers requirements, and expectations are dealt with in a professional and personal manner.
I would have no hesitation in recommending Hazel practice to anyone who wishes to place their funds in the hands of this expert team.
We have been with Hazel and Team for years now. We receive constant updates and excellent feedback within 24 hours of any query. I know the financial advice I receive is for my benefit as sometimes I'm advised to leave out some investments even though the team will lose out on commission, I love that. I've built a great relationship with Lisa Mervis that extends beyond a working relationship and will continue to use their services for a long time.
We have been clients of Momentum with Hazel for the last almost 20 years and there is no way that we would change our financial advisor. The team are thoroughly professional and handle all the clients as very important individuals and more importantly as friend. The team takes great personal interest in us as clients and this creates the most outstanding relationship. Hazel and the team are also on top of my understanding of what I require for my eventual retirement and make the appropriate recommendations for investments and insurances, taking much of this anguish off my shoulders. We would never consider changing financial advisors.
Gordon & Lesley Cunningham
Hazel Glajchen, has been my financial advisor for over 25 years. She’s directed my family’s financial planning with thorough care, attention to detail and understanding. Acting on her advice, I have had good, consistent results. She’s assisted us in our retirement planning and our legacy planning. After my father passed-away she assisted with the preservation of his legacy for the duration of my mother’s lifetime (15 years). Our current investments will allow us to ensure that we’re able to retire worry free and we’ll be able to leave our families with an inheritance. Hazel has guided me through all the considerations and requirements for planning for our financial future, with the right advice, and knowledge. I unreservedly recommend her services, to anyone who requires careful, astute and effective financial planning.
Some 30 years ago a friend of mine recommended that I speak to Hazel regarding any Life Assurance cover I may have needed. The meeting was the start of a continuing financial journey covering Retirement Annuities, Critical Illness cover, and general investment advice. Over the years I have witnessed Hazel grow a team of financial professionals who I can confidently rely on to see me through my retirement years. A team dedicated to service delivery and going the extra mile in staying abreast of investment developments and opportunities as they arise.
OUR LATEST BLOGS
adding context to your choices
Financial Advice that is tailored
to you and your choices.